信用咭cashback新遊戲: 5% rotating categories

The good days are gone. 5% cashback on gas, groceries, and drug stores的信用咭機乎已經絕種,換來的是5% cashback on rotating categories.

推出這個制度的始祖是Discover More,可惜cashback purchase limit往往都得幾百元真是不足夠.於是Chase Freedom都加入戰團,並將limit提高至$1500,最近Citi Dividend也靜悄悄的推行這制度,結果慳儉的消費者每個月都要記住用邊張咭買乜有5% cashback!!

Discover More
January–March 2011: Airlines, Car Rentals, Cruises, Hotels ($800 purchases limit)
March 2011: Grocery Stores, Drug Stores ($200)
April–June 2011: Home Improvement Stores, Department Stores, Clothing Stores ($400)
July–September 2011: Gas Stations, Hotels, Movies, Theme Parks
October-December 2011: Restaurants, Department Stores, Clothing Stores

Chase Freedom
January-March 2011: Grocery Stores, Drug Stores ($1500)
April-June 2011: Home Improvement, Home Furnishings, Lawn and Garden ($1500)
July-September 2011: Gas, Airlines, Hotels ($1500)
October-December 2011: Restaurants, Department Stores, Movies, Charities ($1500)

Citi Dividend
January-March 2011: Health Care, Drug Stores, Fitness Purchases
April-June 2011: Home Improvement, Home Furnishings, Lawn and Garden (Same as Chase!!)